REAP members are eligible for discounts on
insurance products (listed below) from Mutual of Omaha. Please call Byron Carpenter at (800) 272-4792 for REAP member price quotes.

Association Benefits

Association Members are eligible to apply for the following products.

  • Major Medical/Major Hospital - 20 to 35% non-tobacco discount and an additional 5% association discount.
  • Disability Income/Income Replacement - initial savings of 10% to 40% versus our individual disability plan depending on age and gender.
  • Critical Illness - a Hospital Confinement Rider is added at no additional cost which pays $50 per day for impatient confinement for up to a lifetime maximum of 25 days.
  • Life Insurance - a special universal life program that has simplified underwriting and a short form application.
    • A No-Cost Disability Benefit that can waive the cost of the insurance portion of your premium* on Universal Life coverages.
      This rider provides that if the insured becomes disabled and the disability continues for at least six months, the insurance
      portion of the premium is waived.
    • The AG Life and Annuity Rider waives the surrender charges** if the owner of a life or annuity policy to which it is attached is confined for at least 30 consecutive days in a hospital or nursing home.
  • Association Cancer Plan - a 10% premium discount versus our individual cancer plan
  • Pension Plans - Mutual of Omaha will waive the normal "installation charge" for qualified retirement plans
  • Small Group Coverage - a no-cost specific loss and injury rider is added to each policy.
  • Long-Term Care - a 10% discount on the policy premium for all Mutual of Omaha's Long Term Care products for both association members and family members.
  • Medicare Supplements

* The insurance portion of your premium is comprised of the mortality chares and administrative fees necessary to keep your insurance coverage in force.
** All or part of your cash withdrawal may be subject to income tax. Please consult your tax advisor before initiating a withdrawal.


Mutual of Omaha Insurance Company Mutual of Omaha Plaza Omaha, NE 68175 402-342-7600